MORTGAGE INFORMATION CENTER
                                 BUDGET BASICS WORK SHEET

The first step in getting yourself in financial shape to buy a home is to know what you make and what you spend now.
List your income and expenses below.















































































         Reprinted from REALTOR® Magazine Online by permission of the NATIONAL ASSOCIATION OF REALTORS®
                           Copyright 2005. All rights reserved.                        www.REALTOR.org/realtormag       
     
I am totally focused on my
client's needs, and I work
to realize their dreams as
if they were my own.
Mag  Francois
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919.264.9758
Mag@TriangleHomeSale.com
Mag Francois
www.TriangleHomeSale.com
Raleigh Real Estate, Triangle Real Estate, Cary Real Estate, Raleigh Home Buying, Triangle Home Buying, Cary Home Buying, Raleigh Residential Real Estate, Triangle
Residential Real Estate, Cary Residential Real Estate, Triangle Real Estate Agent, Raleigh Real Estate Agent, Cary Real Estate Agent,
Raleigh Real Estate, Triangle Real Estate,
Cary Real Estate, Raleigh Home Buying, Triangle Home Buying, Cary Home Buying, Raleigh Residential Real Estate, Triangle Residential Real Estate, Cary Residential Real
I am totally focused on my
client's needs, and I work
to realize their dreams as
if they were my own.
Mag  Francois
919.264.9758
Mag@TriangleHomeSale.com
Mag Francois
INCOME
$ AMOUNT
Take Home Pay/All Family Members
 
Child Support/Alimony
 
Pension/Social Security
 
Disability/Other Insurance
 
Interest/Dividends
 
Other
 
TOTAL INCOME
 
EXPENSES
$ AMOUNT
Rent/Mortgage
 
Life Insurance
 
Health/Disability Insurance
 
Vehicle Insurance
 
Homeowners or Other Insurance
 
Car Payments
 
Other Loan Payments
 
Savings/Pension Contributions
 
Utilities
 
Credit Card Pay
 
Car Upkeep
 
Clothing
 
Personal Care Products
 
Groceries
 
Food Prepared Outside the Home
 
Medical/Dental/Prescriptions
 
Household Goods
 
Recreation/Entertainment
 
Child Care
 
Education
 
Charitable Donations
 
MiscellaneousMiscellaneousMiscellane
ous
 
TOTAL EXPENSES
 
   
INCOME - EXPENSES =
 
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